MOHSIN RAZA; MUHAMMAD AMJAD BILAL; ALLAH BAKHSH KHAN. FinTech Adoption and Sustainability Performance: The Role of Digital Financial Literacy and Financial Inclusion in Pakistan’s Banking Sector. Journal of Innovative Research in Management Sciences, [S. l.], v. 5, n. 4, p. 74–98, 2024. DOI: 10.62270/jirms.v5i4.80. Disponível em: https://agasr.org/index.php/jirms/article/view/80.. Acesso em: 9 aug. 2026.