MUHAMMAD ZEESHAN ASHRAF MALIK; MUHAMMAD KHALID SOHAIL. Mobile Banking Adoption: Integrating UTAUT, Task Technology Fit, and Initial Trust with Financial Literacy. Journal of Innovative Research in Management Sciences, [S. l.], v. 6, n. 3, p. 80–107, 2025. DOI: 10.62270/jirms.v6i3.124. Disponível em: https://agasr.org/index.php/jirms/article/view/124.. Acesso em: 12 oct. 2026.